As a courtesy to our patients, we bill insurance or Medicare. Patients with verified insurance will be required to pay any estimated co-pay on or before the day of surgery.

Santa Cruz Surgery Center is presently contracted with most all locally available insurances including Medicare. Below is a list of major insurances we are in-network with. We may still be contracted with your carrier even if it is not listed below. Please contact our billing department at (831) 462-5512 if you have any questions.



Anthem Blue Cross HMO/PPO

Beech Street

Blue Shield HMO/PPO


Coastal Healthcare (TPA)

Easy Choice HMO

First Health

Health Net HMO/PPO


State Medical

Central California Alliance for Health

Medicare Part B

Medicruz (Classic & Advantage)

Megalife & Health


PHCS (Private Healthcare Systems)

Robert F. Kennedy (Anthem)


United Agricultural Benefits

United Healthcare HMO/PPO

Workman’s Comp- Most Plans


Cash patients will be required to pay for services, when they register for their surgery or before. MasterCard and Visa are accepted.

Physician Fees:

Please note that Physician fees are not included in your Santa Cruz Surgery Center bill. You will be billed separately by your surgeon, anesthesiologist, and pathologist for any procedures they perform

Please Remember:
  • Bring your glasses, hearing aids, insurance cards, and/or payments with you.
  • Please call us at 462-5512 if you have any questions about your surgery or financial arrangements.