As a courtesy to our patients, we bill insurance or Medicare. Patients with verified insurance will be required to pay any estimated co-pay on or before the day of surgery.

Santa Cruz Surgery Center is presently contracted with most all locally available insurances including Medicare. Below is a list of major insurances we are in-network with. We may still be contracted with your carrier even if it is not listed below. Please contact our billing department at (831) 462-5512 if you have any questions.

Anthem Blue Cross HMO/PPO
Beech Street
Blue Shield HMO/PPO
Coastal Healthcare (TPA)
Easy Choice HMO
First Health
Health Net HMO/PPO
State Medical
Central California Alliance for Health
Medicare Part B
Medicruz (Classic & Advantage)
Megalife & Health
PHCS (Private Healthcare Systems)
Robert F. Kennedy (Anthem)
United Agricultural Benefits
United Healthcare HMO/PPO
Workman’s Comp- Most Plans


Cash patients will be required to pay for services, when they register for their surgery or before. MasterCard and Visa are accepted.

Physician Fees:

Please note that Physician fees are not included in your Santa Cruz Surgery Center bill. You will be billed separately by your surgeon, anesthesiologist, and pathologist for any procedures they perform.

Online Payments:

Patients can make online payments through our partnership with Instamed.  Please click here to make a payment:

Please Remember:
  • Bring your glasses, hearing aids, insurance cards, and/or payments with you.
  • Please call us at 462-5512 if you have any questions about your surgery or financial arrangements.